1.  The company will retain title to the goods supplied until payment for the goods is received in full.

      2.  Payment is COD, cash, cheque, credit card, bank electronic transfer and banker's draft. The total sales invoice shall be due and payable on the date of the invoice unless credit terms have been specifically agreed in advance. Where credit terms are agreed the total sales invoice is payable from the date of the invoice.

     3.  All payments made with credit card will be subject to a surcharge of 2% on the total sales order.

     4.  All payments made with cheque will be subject to a surcharge of 1.5% cheque insurance surcharge on the total sales order if the Company is not able to obtain credit insurance in respect of a Customer.

     5.  Payment of the total sales invoice and VAT shall be due and payable on the date of the invoice unless credit terms have been specifically agreed in advance. Time of payment shall be of the essence.

     6.  The company reserves the right to charge interest on overdue balances on a monthly basis from the date when payment becomes due at a rate of 10% per annum. Interest will continue to accrue until the Customer's liability is discharged in full.

     7.  It is the customer's responsibility to ensure all payments are made on time, as non-payment, late payments or underpayment can result in cancellation of the contract and/or the trading facility being suspended.

     8.  All payments shall be payable by the Customer when due without deduction, deferment, set-off or discount for whatever reason whether for defective goods or otherwise. No claim or alleged claim or counterclaim by any Customer shall be entertained by the Company nor shall any liability attach to it unless all payments due to the Company have been fully made.